Debit CardBank AccountPayPalGift Card
Bank Symbol

Last Update March 2nd, 2020. Bank transfer is a secure method for directly purchasing bitcoin using the money in your bank account. Bank transfers are more secure than other methods and they carry the lowest fees.

Depending on your location, you can purchase bitcoin with either a bank transfer, SWIFT transfer, SEPA transfer or wire.

If you are buying or trading bitcoin in high volumes our recommendation is to use Coinbase or Gemini for your trading needs.

Popular Exchanges To Buy Bitcoin With Bank Account Or Transfer Instantly

 
Company
Fees
Countries Supported
Coinbase Icon Resized
Coinbase


Free102 countries (see full list)
Gemini Icon Resized
Gemini


FreeUnited States, United Kingdom, Canada, Hong Kong, Singapore, South Korea
Kraken Bitcoin Exchange Icon Resized
Kraken


Free / $5Worldwide
CEX IO Icon Resized
CEX.IO


FreeWorldwide
Coinmama Icon Resized
Coinmama

FreeWorldwide

7 Ways To Buy Bitcoin With Bank Account Or Transfer Instantly And Securely

Coinbase

Coinbase Company Official Logo

Rating:

Website:coinbase.com
CEO:Brian Armstrong
Headquarters:San Francisco, California
Founders:Brian Armstrong, Fred Ehrsam
Founded:2012
Customer service:Knowledge Base
More information:Read Review

Coinbase is one of the most well-known bitcoin exchanges in the marketplace. The user interface is both colorful and accessible and there is even a mobile app available for Android and iOS.

Pros

  • Established reputation
  • User-friendly interface
  • High liquidity
  • Large purchasing limits
  • Ability to buy bitcoin instantly with a debit card
  • Accessibility (iOS and Android versions are available as well)
  • Strong security

Cons

  • Support takes time to respond
  • Slow bank transfers
  • Coinbase may monitor how and where you spend your bitcoins

ReputationFeesPrivacyLimits
ExcellentLowHighHigh

Gemini

Gemini Exchange

Rating:

Website:gemini.com
CEO:Cameron Winklevoss, Tyler Winklevoss
Headquarters:New York, New York
Founders:Cameron Winklevoss, Tyler Winklevoss
Founded:2014
Customer service:Knowledge Base

Owned by the Winklevoss Twins, Gemini boasts very low fees and a strong reputation. The dashboard makes it easy for investors to view a snapshot of their holdings upon login. With Gemini, you have the computing power of Forex trading software with a simple, easy to use interface.

Pros

  • Ability to set real-time market limit orders
  • Low fees
  • Clean user interface
  • Strong reputation
  • Great customer support

Cons

  • Exclusive to a limited number of countries

ReputationFeesPrivacyLimits
ExcellentLowHighHigh

Kraken

Kraken bitcoin exchange

Rating:

Website:kraken.com
CEO:Jesse Powell
Headquarters:San Francisco, California
Founders:Jesse Powell
Founded:2011
Customer service:Knowledge Base

Founded in 2011, Kraken is the largest Bitcoin exchange regarding total volume and liquidity.

Kraken Pro provides individual investors with real-time trading and charting tools.

Pros

  • Respectable reputation
  • Global support
  • Reliable customer support
  • Tiered verification
  • Affordable fees

Cons

  • Few payment methods
  • Sophisticated UI

ReputationFeesPrivacyLimits
ExcellentLowHighHigh

CEX IO

CEX IO Bitcoin Exchange Platform

Rating:

Website:cex.io
CEO:Oleksandr Lutskevych
Headquarters:London, United Kingdom
Founders:Oleksandr Lutskevych, Dmytro Kalynovskyi, Victoria Polyakova, Peter Ivanov
Founded:2013
Customer service:Knowledge Base
More information:Read Review

CEX.IO is a multifunctional cryptocurrency exchange that is trusted by millions of users worldwide and allows users to buy bitcoin with a credit card seamlessly. CEX.IO boasts multiple payment options, 24/7 customer support, and proven platform stability. 

Pros

  • Established and trustworthy
  • Supported worldwide
  • Low fees (2.99%)
  • Simple credit card purchases
  • Clean user interface

Cons

  • Verification procedure requires private information
  • Lengthy verification time

ReputationFeesPrivacyLimits
ExcellentLowHighHigh

Coinmama

Coinmama Logo

Rating

Website:coinmama.com
CEO:Asaph Schulman
Headquarters:Bratislava, Slovakia
Founders:Asaph Schulman, Nimrod Gruber, Martin Koelbaek, Guy Ben-Yossef, Yaki Oliel
Founded:2013
Customer service:Knowledge Base
More information:Read Review

Coinmama specializes in selling Bitcoin and Ethereum for Visa and MasterCard credit card and debit card purchases and is one of the most popular exchanges in the world.

Pros

  • Available worldwide
  • High purchasing limits
  • Dependable and trustworthy
  • Excellent leadership and customer support
  • Fast and secure transactions

Cons

  • High fees when purchasing with a credit card or debit card
  • Delay in processing time

ReputationFeesPrivacyLimits
ExcellentLowHighHigh

Poloniex

Poloniex Logo

Rating:

Website:poloniex.com
CEO:Tristan D’Agosta
Headquarters:Wilmington, Delaware
Founders:Tristan D’Agosta, Dominick Petrovski
Founded:2014
Customer service:Knowledge Base

Poloniex is ideal for those seeking a cryptocurrency trading platform with a large array of technical analysis tools.

Pros

  • Hundreds of trading pairs
  • Multifunctional user interface
  • Wealth of trading and analysis tools

Cons

  • Can be complicated for beginners

ReputationFeesPrivacyLimits
ExcellentLowHighHigh

Abra

Abra Exchange Logo - Buy bitcoin instantly, with credit or debit card.

Rating:

Website:abra.com
CEO:Bill Barhydt
Headquarters:Mountain View, California
Founders:Bill Barhydt, Gwyneth Paltrow
Founded:2014
Customer service:Knowledge Base

Abra is an all-in-one cryptocurrency wallet and exchange app available on both iOS and Android platforms.

Pros

  • Many payment methods
  • Diverse cryptocurrencies supported

Cons

  • Slow customer support
  • Mobile only

ReputationFeesPrivacyLimits
GoodLowHighHigh