Klarna IconKlarna Icon

Last Update May 28th, 2023. Klarna is one of the most popular real-time online banking and payment solutions for retailers and customers across Europe and around the world today. Sofort is a popular and secure method of payment for select countries in the EU.

In 2014, Klarna acquired SOFORT GmbH to establish Klarna Group into one simple app.

If you are buying or trading bitcoin in high volumes with SOFORT Banking (Klarna) our recommendation is to use Etoro or Coinbase for your trading needs.

Where To Buy Bitcoin With Sofort Banking (Klarna)

CompanyFeesCountries Supported
EtoroFree, $5 withdrawal fee

Your Capital is at risk.

CoinbaseFree102 countries (see full list)

How Can I Buy Bitcoin With Sofort Banking (Klarna)?

If you want to buy bitcoin using Sofort then you have to find a reputable exchange or marketplace that will let you do it.

How To Buy Bitcoin With Sofort On Etoro Summary

  1. Create an account with Etoro.
  2. Verify your account.
  3. Connect your bank account and fund your trading portfolio.
  4. Go to ‘Bitcoin’ and select the amount you want to buy.
  5. Bitcoins are added to your Etoro portfolio.

That’s it! You have successfully purchased bitcoin with Sofort as the payment method.

4 Ways To Buy Bitcoin With Sofort Bank Transfer (Klarna)


CEO: Yoni Assia
Headquarters: London, United Kingdom
Founders:David Ring, Ronen Assia, Yoni Assia
Customer service: Knowledge Base

Etoro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Since 2007, Etoro has been democratizing traditional money management in order to open the financial markets to everyone, everywhere.

Deposits may be made via online bank transfer, wire transfer, e-wallet (PayPal, Skrill, or Neteller), or bank card. Customers may withdraw funds from their Etoro account at any time, and without fees from the platform (though charges from your bank may apply).

Minimum first time deposit for US users is $50 USD and $200 USD for most countries.

Etoro accepts deposits in USD, EUR, GBP, and AUD. Watch this video to get a step-by-step guide on how to buy bitcoin on Etoro.


  • Diverse selection of markets
  • Excellent reputation
  • User-friendly interface
  • Great customer support
  • Low fees


  • Bitcoins can not be withdrawn

Disclaimer: Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. Take 2 mins to learn more. https://med.etoro.com/B21058_A96320_TClick.aspx

Crypto assets are unregulated & highly speculative in some EU countries. No consumer protection. Capital at risk.

Crypto investing is offered by eToro (Europe) Ltd. and custody is provided by eToro Germany GmbH. Your capital is at risk.

eToro AUS Capital Limited AFSL 491139. eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk. See PDS and TMD.

Reputation Fees Privacy Limits
Excellent Low High High
Disclaimer: eToro is a multi-asset platform which offers both investing in stocks and cryptocurrencies, as well as trading CFD assets.

Please note that CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.

77% of retail investor accounts lose money when trading with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.

Past performance is not an indication of future results. Trading history presented is less than 5 complete years and may not suffice as basis for investment decision.

Copy Trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk.

Cryptoasset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

eToro USA LLC does not offer CFDs and makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication, which has been prepared by our partner utilizing publicly available non-entity specific information about eToro.


Website: coinbase.com
CEO: Brian Armstrong
Headquarters: San Francisco, California
Founders:Brian Armstrong, Fred Ehrsam
Customer service: Knowledge Base
More information:Read Review

Coinbase is the dominant U.S. cryptocurrency exchange that is known, used and trusted by millions of customers worldwide. The world-class user interface is both colorful and accessible and there is even a mobile app available for Android and iOS.

Coinbase accepts deposits in USD, EUR, GBP, CAN, AUS, and SGD.


  • Established reputation
  • User-friendly interface
  • High liquidity
  • Large purchasing limits
  • Strong security


  • Support takes time to respond
  • Slow bank transfers



CEO:Sagi Bakshi
Headquarters: Israel
Founders:Laurence Newman, Nimrod Gruber, Ilan Schuster
Customer service: 24/7 email support and Knowledge Base
More information:Read Review

Coinmama specializes in selling Bitcoin and cryptocurrencies instantly with a credit card, or with bank transfer and is one of the most popular exchanges in the world.

Coinmama accepts all currencies, in particular, USD, EUR, GBP, CAD, AUD, and JPY.


  • Available worldwide
  • High purchasing limits
  • Dependable and trustworthy
  • Excellent leadership and customer support
  • Fast and secure transactions


  • High fees when purchasing with a credit card or debit card
  • Delay in processing time



Website: bitpanda.com
CEO: Eric Demuth
Headquarters: Vienna, Austria
Founders:Christian Trummer, Eric Demuth, Paul Klanschek
Customer service: Knowledge Base

BitPanda has been in operation since 2013 and is based in Vienna, Austria. The BitPanda platform is straightforward and easy to use for beginners.

BitPanda accepts deposits in EUR, USD, CHF, and GBP.


  • Low fees
  • Multiple payment methods
  • Easy verification process
  • Dependable and trustworthy


  • Available to European countries only


What Is Klarna?

Established in Stockholm, Sweden in 2005, Klarna is one of Europe’s largest banking and payment solutions for over 85 million customers across 17 countries. 

Where Is Klarna Available?

Klarna is available in Australia, Norway, Poland, Sweden, Finland, Denmark, Germany, Austria, Netherlands, Switzerland, Belgium, United Kingdom, Italy, Spain, United States, and many more countries soon.

How Klarna Works


Sofortüberweisung or SOFORT Banking is a real-time payment transfer system exclusive to select countries in the EU. Sofort employs a dedicated anti-fraud team and implements transaction monitoring, and SMS verification for the security of its customers.

Where Is SOFORT Banking Available?

SOFORT Banking is available to customers that own a bank account in the following countries.

  • Austria
  • Belgium
  • Czech Republic
  • France
  • Germany
  • Hungary
  • Italy
  • Netherlands
  • Poland
  • Slovakia
  • Spain
  • Switzerland
  • United Kingdom