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Last Update February 20th, 2022. M-Pesa is Africa’s leading mobile phone-centered payment network.

M-Pesa is also a popular method of payment for buying and selling bitcoin in large amounts.

If you are buying or trading bitcoin in high volumes with M-Pesa our recommendation is to use Paxful for your trading needs.

Where To Buy Bitcoin With M-Pesa

CompanyFeesCountries Supported
Binance Icon

FreeAll countries
Paxful Icon Resized

Free, 0.1% to 5% for sellersEvery country except for a few (see banned countries)

2 Ways To Buy Bitcoin With M-Pesa


Binance Homepage

CEO: Changpeng Zhao
Headquarters: Malta, European Union
Founders:Changpeng Zhao, Yi He
Customer service: Knowledge Base

Binance is a first-rate exchange for experienced traders who are looking for a respectable cryptocurrency marketplace to perform real-time trades.

With over 166+ cryptocurrencies available, both beginners and advanced traders have a myriad of tools and pairs available to them within one powerful trading platform.

Binance accepts deposits in over 50+ currencies including USD, EUR, JPY, KRW, GBP, AUD, RUB, and many more.


  • Trustworthy management
  • High volume exchange
  • Low fees
  • A large number of cryptocurrency pairs
  • Global support


  • Few payment options



Paxful Homepage


CEO: Ray Youssef
Headquarters: New York, New York
Founders:Ray Youssef, Artur Schaback
Customer service: Knowledge Base
More information:Read Review

Paxful is a person-to-person marketplace that supports over 300 payment methods.

Paxful gives vendors the ability to create offers in all currencies.


  • Escrow system
  • Security
  • Diverse payment methods
  • Simple user interface (UI)
  • Wide variety of sellers


  • Buyers and sellers are at risk of being scammed


What Is M-Pesa?

Introduced in 2007 by Safaricom and Vodafone in Kenya, M-Pesa is a mobile-centered financial services network that gives customers access to an online wallet with withdrawals, deposits, transfers, micro-financing, and payments allowed. M-Pesa is one of the most popular payment methods in Kenya.

The M-Pesa app is available for smartphones in major countries on both iOS and Android devices.

How M-Pesa Works

Where Is M-Pesa Supported?

There are active M-Pesa agents located in Congo, Egypt, Ghana, Kenya, Lesotho, Mozambique, and Tanzania. The M-Pesa service has also been a catalyst for growth in countries like Afghanistan, India, and Romania.