Debit CardBank AccountPayPalGift Card
Zelle Pay Icon

Last Update February 28th, 2020. Introduced in 2017, Zelle is a fast and friendly way to send money directly from a checking or savings account to another person’s account.

Zelle Pay is a popular way to buy bitcoin for many reasons including speed and convenience.

There are two person-to-person marketplaces that accept Zelle Pay as a payment method. They are Paxful and LocalBitcoins.

Where To Buy Bitcoin With Zelle Pay Instantly

 CompanyFeesCountries Supported
Paxful Icon Resized

Free, 0.1% to 5% for sellersEvery country except for a few (see banned countries)
LocalBitcoins Icon Resized

Free, 1% to advertisersAll countries

What Is Zelle?

Zelle is a fast, safe and convenient way for people to send and receive money from friends and family. You only pay people who you know and trust.

Zelle Pay Logo

To send money with Zelle, you simply need the recipient’s email or phone number. Most banks already have Zelle Pay integrated. If yours doesn’t you can download the Zelle Pay app which is available on iOS and Android devices.

Be sure to find and use a bitcoin-friendly bank for the smoothest transaction experience. An alternative to Zelle is to use your debit card to buy bitcoin which uses funds from the same bank account and is less risky overall.


Paxful Logo

CEO:Ray Youssef
Headquarters:New York, New York
Founders:Ray Youssef, Artur Schaback
Customer service:Knowledge Base
More information:Read Review

Paxful is a person-to-person marketplace that supports over 300 payment methods.


  • Escrow system
  • Security
  • Diverse payment methods
  • Simple user interface (UI)
  • Wide variety of sellers


  • Buyers and sellers are at risk of being scammed



LocalBitcoins Exchange Logo

CEO:Sebastian Sonntag
Headquarters:Helsinki, Finland
Founders:Nicholas Kangas, Jeremias Kangas
Customer service:Knowledge Base
More information:Read Review

LocalBitcoins is a person-to-person bitcoin trading platform that specializes in connecting buyers and sellers.


  • Available in every country of the world
  • Extremely diverse selection of buyers and sellers
  • Supports many payment methods
  • Buyers get their bitcoins fast
  • Private
  • Simple to use


  • Lack of cryptocurrency diversity
  • Both sellers and buyers have a chance of being scammed.