Gold IRA Rollover Guide

Best Gold IRA Companies Reviewed

Last Update January 1st, 2020

Regal Assets Logo - Start A Crypto And Precious Metals IRA
Rating:

Website:regalassets.com
Phone:(833) 863-2020
Headquarters:Beverly Hills, California
Founded:2010
Minimum:$10,000
More Information:Read Review
GoldCo Logo

Rating:

Website:goldco.com
Phone:(844) 515-4982
Headquarters:Woodland Hills, California
Founded:2006
Minimum:$20,000-$25,000
More Information:Read Review

Birch Gold Group

Rating:

Website:birchgold.com
Phone:(800) 355-2116
Headquarters:Burbank, California
Founded:2003
Minimum:$10,000
More Information:Read Review

American Bullion Logo - 401k To Gold IRA Company

Rating:

Website:americanbullion.com
Phone:(888) 987-6318
Headquarters:Los Angeles, California
Founded:2009
Minimum:$10,000
More Information:Read Review

GoldSilver Logo White

Rating:

Website:goldsilver.com
Phone:(888) 319-8166
Headquarters:New York, New York
Founded:2005
Minimum:$10,000
More Information:Read Review

GoldBroker.com - Gold & Silver Bullion Dealer

Rating:

Website:goldbroker.com
Phone:(800) 780-0350
Headquarters:Malta
Founded:2011
Minimum:$10,000
More Information:Read Review

Goldmoney Logo - The World's Most Trusted Name In Precious Metals

Rating:

Website:goldmoney.com
Phone:(855) 593-3289
Headquarters:Toronto, Canada
Founded:2001
Minimum:No Minimum
More Information:Read Review

Disclosure: The owners of this website may be paid for sales or leads generated from recommendations or links to various investment opportunities. We strongly recommend seeking the advice of your financial adviser before making any investment.

Graphic for Gold IRA Rollover Guide For Smart Investors

The Gold IRA Rollover Guide For Smart Investors

Imagine if you could invest your 401k into a gold IRA to have more control over your retirement.

Or even better: What if you could invest any retirement account into a gold IRA for the long term?

Lucky for you, that’s exactly what I’m going to share with you in this guide.

Everything you need to know about starting a gold IRA rollover TODAY.

IRA Or 401k Plan In The United States

A 401(k) is a tax-deferred retirement savings plan sponsored by an employer. Contributions are deducted from a portion of the worker’s salary for retirement. Taxes are not paid until the money is withdrawn from the account.

An Individual Retirement Account (IRA) is a tax-deferred retirement savings plan sponsored by many financial institutions. A Roth IRA is a tax-advantaged retirement savings plan that allows you to withdraw your savings tax-free.

Gold In The United States

In the United States, gold has been linked to the dollar ever since the introduction of The Gold Standard. Since the dollar went off of The Gold Standard in 1971, gold has been considered an asset in its own right.

Since the financial crisis of 2008 and the resulting Great Recession, gold IRAs have become significantly more popular.

Gold stands the true test of time. If you pull out a $100 bill from your pocket, would you imagine that the value of the paper money costs $100? Not a chance! Yet, a 10 oz bar of gold from the 1600s still holds 10 oz worth of value in 2020, which has tremendous value.

As history shows, wealth moves in cycles and as currencies inflate, gold has a tendency to rise in value.

Billionaires and governments have been hoarding gold for decades. This is the greatest wealth transfer in history, thus it is the greatest opportunity in history.

Gold Standard vs S&P 500

One of the top reasons why the dollar is losing value is inflation. A growing national debt with interest to pay continues to force the government to print more paper money to stay afloat.

A declining interest rate is also a vital health sign of the economy. If this trend continues, your $100 today could soon be equal to $40.00 or even less.

As the dollar depreciates, that same value is NOT LOST but MOVED to another asset such as gold.

Why You Should Invest In Gold Now

Stocks and bonds have been affected by inflation.

Many people choose physical precious metals to safeguard their investment portfolios.

According to several financial analysts, gold could easily reach up to $5,000 an ounce! Do your own research to see if there is any truth to it.

Start your investigation with these key factors:

  • Abolishment Of The Gold Standard
  • The Size Of The US Government
  • The Size Of Governments Around The World
  • Inflation
  • Interest Rate

Look at the relationship between these statistics and the purchasing power of the U.S. dollar. Gold’s value has endured for centuries while the value of the world reserve currency changes every century.

When looking at the historical price of gold it is clear that it is becoming a more sought after asset class today.

How To Buy Gold Bars And Bullion

There are many ways in which you can buy gold bars and bullion. Many people choose to buy gold from a retailer like GoldSilver. Others prefer to rollover a 401k with a licensed and insured gold IRA precious metals dealer like GoldCo.

When buying gold make sure to only buy gold that has a recognized hallmark and proper stamping.

Gold Vs Bitcoin: Safe Haven Assets

Gold and bitcoin share many characteristics. They are both scarce, portable, fungible, divisible and don’t degrade over time.

There are 171,000 metric tons of gold in the world and 21,000,000 bitcoin that can ever be mined.

Why Gold Is A Safe Strategy For Retirement

Gold Bullion

The strength of the U.S. dollar has been of concern. The level of debt has reached epic proportions that make it impossible to reimburse. A default by a major financial institution or government would trigger a systemic collapse.

No one can only rely on paper money; as a matter of fact, the dollar is now valued at 98% less than it was in 1913.

“Gold has a 5,000-year history of being a store of value,” according to Edmund C. Moy, former United States Mint director, “Stocks can go to zero, as we have seen with Lehman Brothers, bonds can default like in Argentina or get big haircuts like in Greece. The value of the dollar has steadily gone down [at certain periods]. But gold will never be worth zero.”

Furthermore, the value of gold has risen every year [on average] since the removal of The Gold Standard in 1971 when gold was at $35 an ounce.

If your portfolio is balanced with both gold and paper-based investments, a loss on the gold side will be balanced by a gain experienced by other assets. Many of these risks exist for traditional IRAs too.

Owning gold has several benefits:

  • Strong global demand
  • Easy to buy and sell
  • Satisfying to own
  • Ability to test quality
  • Not subject to political chaos

You may think we are only talking about purchasing gold for investment purposes, but no! We are talking about using gold as an insurance vehicle against inflation.

Bottom line: Gold is a financial asset that does not depend on credit to function. The precious metal is a proven safe haven from economic inflation.

I Have An IRA Or 401k. Can I Roll It Over Into A Precious Metals IRA?

Yes. You can rollover an existing 401k into a precious metals IRA and buy physical gold bars and bullion. A precious metals IRA is also a natural way to complement your existing IRA.

The entire process consists of submitting a simple form to give to your current IRA telling them where you want your money rolled over to.

A self-directed precious metals IRA puts you in the driver’s seat to set it up exactly in the way that is best for you. This way you don’t have to rely on whatever plan your company chose for you.

What Is A Precious Metals IRA?

The approval of the Tax Payer Relief Act of 1997 permitted diversification of gold and other precious metals into an IRA.

The precious metals IRA, also known as, a gold IRA, is a tax-advantaged vehicle for holding gold and precious metal assets.

A gold IRA custodian simplifies the application process, purchases bullion and insures your bullion on your behalf. If you already own a large sum of physical gold, keeping it inside of an IRA is possible too.

The minimum investment for a gold IRA ranges from $10,000 to $50,000. Many times, the gold IRA custodian will waive the custodial fees for you, especially during the first year.

Precious Metals You Can Store In Your Gold IRA

Precious Metals Investing Business Transaction

Before 1997, the law only allowed American Silver and Gold Eagles within a gold IRA. Today, gold IRA portfolios allow the placement of gold, silver, palladium, and platinum bars and bullion.

The precious metals in your IRA must meet a minimum fineness as required by the IRS:

  • Gold – .995
  • Silver – .999
  • Platinum – .9995
  • Palladium – .9995

The most common gold investment allowable within an IRA is the Gold American Eagle.

Gold Bars You Can Own In Your Gold IRA

Gold bars are one of the simplest forms of physical gold, as they are generally valued closer to the melt value than most other gold products on the market.

Credit Suisse 10 oz Fine Gold Bar

The most common is the one-ounce gold bar. Gold bars are produced in a variety of sizes including 1 kg, 10 oz, 1 oz, 100 grams, 50 grams, 20 grams, 10 grams, 5 grams, 2.5 grams, and 1 gram.

The dominant producers of gold bars in the world today include Credit Suisse, PAMP, Perth Mint, Royal Canadian Mint, Johnson Matthey and Engelhard.

Any gold bar that contains a minimum fineness of .995 is eligible to own in a gold IRA.

Valcambi CombiBars are produced by one of the world’s most trusted gold refiners, Valcambi Suisse. They are ideal for those seeking gold which can be broken down into smaller increments without any loss of material.

Each bar can be split into very small amounts potentially for use in a trade or as a gift.

Gold Bullion You Can Own In Your Gold IRA

Today the Gold American Eagle, Gold Canadian Maple Leaf, Gold American Buffalo, Gold Austrian Philharmonic, Gold Britannia, Gold Chinese Panda, and Gold Australian Kangaroo bullion are allowable investments within a gold IRA.

American Gold Eagle Bullion

Introduced in 1986 to the United States by The United States Mint. The Gold American Eagle symbolizes many classic American concepts and is made only from gold mined in the United States. The design on the reverse showcases a bald eagle swooping into a nest holding its family with the words, “United States of America” inscribed. The Gold American Eagle is one of the most commonly traded gold bullion on the market.

Gold Canadian Maple Leaf Bullion

Introduced in 1979 to Canada by The Royal Canadian Mint. The Gold Canadian Maple Leaf features the bust of her majesty Great Britain’s Queen Elizabeth II and has a purity of .9999. The design on the reverse features an image of a maple leaf with the word, “Canada” inscribed. The Gold Canadian Maple Leaf is internationally recognized as one of the best ways to hold gold.

Gold American Buffalo Bullion

Introduced in 2006 to the United States by The United States Mint. The Gold American Buffalo features the profile of a Native American Indian and has a purity of .9999. The design on the reverse has the golden buffalo depicted with the words, “United States of America” inscribed. The Gold American Buffalo was created to compete with the world bullion coins in purity and fineness.

Austrian Gold Philharmonic Bullion

Introduced in 1989 to Austria by the Austrian Mint in Vienna. The Gold Austrian Philharmonic features instruments used by the orchestra and has a purity of .9999. The design on the reverse depicts the great organ in Musikverein Golden Hall with the words, “Republik Osterreich” inscribed. The Gold Austrian Philharmonic is the only legal tender gold coin mass-produced in Europe.

Gold Britannia Coin Bullion

Introduced in 1987 to Britain by The Royal Mint. The Gold Brittania showcases a portrait of Britannia and has a purity of .9999. The design on the reverse features the iconic Britannia standing design demonstrating the spirit of the British Isles with the word, “Britannia” and the year inscribed. The Gold Britannia is manufactured by one of the world’s oldest organizations.

Gold Chinese Panda Bullion

Introduced in 1982 to China by the Peoples Bank Of China. The Gold Chinese Panda features the Temple of Heaven as a symbol of peace and humbleness and has a purity of .9999. The design on the reverse has a Chinese Panda with her cub. The Gold Chinese Panda is made from gold found in China and is popular among investors and coin collectors around the globe.

Gold Australian Kangaroo Coin

Introduced in 1986 to Australia by The Perth Mint. The Gold Australian Kangaroo features an Australian Kangaroo exploring wildlife and has a purity of .9999. The design on the reverse features a portrait of Queen Elizabeth II with the word, “Australia” inscribed. The Gold Australian Kangaroo can be purchased in 1⁄20 oz, ​1⁄10 oz, ​1⁄4 oz, ​1⁄2 oz, 1 oz, 2 oz, 10 oz, and 1 kg denominations.

Restricted gold investments within an IRA include the Mexican 50 Peso Gold Bullion Coin. Rare coins such as the Saint Gaudens, Liberty Head, British Sovereign and Swiss Franc are also restricted.

Retirement Accounts Eligible For A Gold IRA Rollover

The following types of retirement accounts are eligible for rollover into a gold-backed IRA:

  • 401(k)
  • 403(b)
  • Roth IRA
  • Traditional IRA
  • SEP IRA
  • SIMPLE IRA
  • Pension plans
  • Various annuity plans
  • TSP (Thrift Savings Plans)

The most common rollover is the 401k to gold IRA rollover.

What Is A 401k To Gold IRA Rollover?

If you already have a 401k or IRA, either traditional or Roth, then you have the option of rolling over some or all of its funds into a gold IRA. A gold IRA is the same as any other IRA, only instead of holding paper assets, a gold IRA holds physical bullion or bars.

A 401k to gold IRA rollover is a transfer of paper assets to physical gold bullion and bars. A notable share of the legwork is done by the new company contacting the old company directly.

The 401k to gold IRA rollover process is simple.

1. Fill out an account application

2. The account is established within 24-48 hours

3. Receipt of the signed transfer request by both custodians

4. Fund your account

5. Order your gold bullion and bars

Carry out research on your current investment management company. Gauge their level of expertise in independent precious metals.

If a 401k to gold IRA rollover makes sense for you, find an investment company that specializes in precious metals.

Keep in mind that a general rollover has to be disclosed and reported to the Internal Revenue Service. Rollovers can close within sixty days. Concerning difficulty and time, rollovers are trouble-free for the investor.

Gold Bars And Gold Bullion For A Gold IRA

Benefits Of A Gold IRA Rollover

  • Diversification
  • Risk Mitigation
  • Self-Directed Retirement Account

Physical gold offers true diversification, solid protection, and profit potential. Anyone with a retirement account can enjoy a rollover into precious metals.

Can I Set Up A Gold IRA For My Spouse?

Absolutely! This is a common practice for many married households.

Can I Schedule Automatic Contributions To My Gold IRA?

Yes. Your custodian can help you set up an automatic contribution plan.

Can I Cash Out Some Or All Of My Gold IRA?

Yes. You can take money out of your IRA at any time in the form of cash or physical bullion. You will incur a tax penalty for withdrawing if you are still working. We recommend that you consult with an accountant before making a withdrawal to make the most out of your tax advantages.

Gold IRA Pros And Cons

Before deciding on a gold IRA company it is important to understand the pros and cons of this highly specific investment.

Pros

  • Gold maintains its value
  • Gold is a wise long term play
  • Gold provides portfolio insurance

Cons

  • Gold only yields gold
  • Gold is a long game
  • Gold can’t be spent easily

What Is A Gold IRA Custodian?

A gold IRA custodian is the company or private dealer who handles the paperwork, storage, and security of your physical gold or other approved precious metals. Gold IRA custodians typically partner with precious metals dealers (or companies) to help their clients open and fund precious metals IRAs.

In some cases, the dealer will offer to waive the setup and storage fees charged by the IRA custodian, as is the case with Regal Assets.

Best Gold IRA Companies

CompanyWebsiteHeadquartersFoundedPhoneMinimum InvestmentFeesStorage & SecurityMore Information
Regal Assets LogoRegal Assets

regalassets.comBeverly Hills, CA2010(833) 863-2020$10,0001st Year Waived, $250 Annual FeeBrinks (Over 100 vault locations)Read Review
Goldco LogoGoldCo

goldco.comWoodland Hills, California2006(844) 515-4982$20,000-$25,000$50 Setup Fee, $80 Annual Maintenance Fee, $100 Storage Fee

First year fees are waived for orders over $50,000.
DDSC, Brinks, IDS TexasRead Review
Birch Gold GroupBirch Gold Group

birchgold.comBurbank, CA2003(800) 355-2116$10,000$90 Setup Fee, $75 Management Fee, $100 Storage Fee
DDSC, BrinksRead Review
American Bullion Inc - A 401k To Gold IRA CompanyAmerican Bullion

americanbullion.comLos Angeles, CA2009(888) 987-6318$10,0001st Year Waived, $175 Storage & Custodian FeeDDSCRead Review
GoldSilver Logo
GoldSilver

goldsilver.comNew York, NY2005(888) 319-8166$10,000No FeesBrinksRead Review
GoldBroker - A World Class Gold And Silver Bullion DealerGoldBroker

goldbroker.comMalta2011(800) 780-0350$10,0000.95% to 1.5% Annual FeeMalca-AmitRead Review
Goldmoney Inc - The World's Most Trusted Name In Precious MetalsGoldmoney

goldmoney.comToronto, CA2001(855) 593-3289No Minimum$10 Monthly FeeFully Insured VaultsRead Review

Administrator Rules

If you want to own a gold IRA, you are required to open it with an IRS approved administrator who handles precious metals.

Although you control ownership of the precious metals assets, administrators i.e. brokers, custodians, etc are necessary to oversee your IRA account on your behalf.

Contribution Limits

If you are under the age of 50, you are able to contribute up to $6,000 per year. This limit increases to $7,000 annually once you turn 50 years of age.

Fees

There is a custodial fee to roll over your existing retirement account to a gold IRA account. Give your chosen gold IRA company a call to learn more about their investment fee structure.

Retirement Account Setup

This one-time fee is charged to establish your new IRA account. The fee amount depends on the custodian and account type you are rolling over from.

Seller’s Fee (Markup)

The gold IRA company will mark up the going rate depending on whether you want gold bars, bullion, coins, etc. The markup amount varies depending on the vendor.

Custodian Fees

Almost all IRAs have annual fees. Most gold IRA custodians have an annual fee for security and upkeep. This fee is usually waived for the first year.

Storage Fees

Every precious metals dealer has its own fees for storage in their vaults.

Tax Regulations

Unless you have a Roth IRA, distributions are subject to income tax at the time of withdrawal.

Storage And Security

Your precious metals that make up an IRA are kept within fully-insured and segregated precious metal vaults approved by the IRS.

Six IRS approved depository vaults hold practically all of the gold that makes up every gold IRA account in the United States.

The six vaults are:

  • Brinks Security
  • CNT Depository
  • Delaware Depository
  • HSBC Bank USA
  • JPMorgan Chase Bank North America
  • Scotia Mocatta

International vault options in places like London, Singapore or Dubai are also available for those who fear confiscation in the United States.

The offshore IRS approved vaults include:

  • Brinks Security – London
  • HSBC Bank USA – Hong Kong, London, Singapore, Zurich
  • JPMorgan Chase Bank  – London and Singapore
  • Scotia Mocatta – Toronto
  • Regal Assets (international vaults only) – Dubai, Singapore and Hong Kong

Your gold is owned under your name and protected with the strictest security measures. Each precious metals dealer stores and secures precious metals differently so give your chosen one a call to learn more about their storage policies.

Actual possession of the gold is considered a distribution by the IRS, which means gold is subject to taxes or penalties.

Customer Service

Find a precious metals dealer that is both friendly and professional. Every company has a direct line which you can call should you have any questions about your physical precious metals or IRA account.

How To Hire A Gold IRA Company

A self-directed IRA is a type of retirement account that is legally structured as a traditional or Roth IRA and gives you full control of the assets you own.

Insurance: Working with a company that is insured and bonded is critical because this means the company is legitimate. If in any case, a calamity befalls the company you will be sure of getting your investment back.

License: The law requires all precious metals dealers to be licensed by the Internal Revenue Service. This ensures that the company you want to work with has the necessary license to do business.

Choosing the right company for your gold IRA requires due diligence on your part to research their reputation, customer service, and retirement plans offered.

The following factors should be considered before hiring a precious metals dealer:

  • Are they accredited with the BBB (Better Business Bureau)?
  • How many years of experience do they have?
  • In case of a physical disaster or emergency, how can I access my funds?
  • What kind of asset preservation program do they have?
  • Will you have your own representative or hotline should any questions arise?

A good precious metals dealer will minimize the risks involved with opening an account and alleviate any concerns you may have. Your custodian handles the safekeeping and storage of your precious metals.

If you have a specific question regarding opening a gold IRA, give your favorite precious metals dealer a call directly so they can answer it for you.

Factors For Choosing A Gold IRA Company
A licensed and insured precious metals dealer can help you make an effective IRA investment.

The Simple Stress-Free Gold IRA Rollover Process:

1. Fill out an account application

2. The account is established within 24-48 hours

3. Receipt of the signed transfer request by both custodians

4. Fund your account

5. Order your gold bullion and bars

“I have never been a gold bug, it is just an asset that, like everything else in life, has its time and place. And that time is now.” – Paul Tudor Jones, Founder, Tudor Investment Corporation

The Best Gold IRA Companies Reviewed

Gold creates protection for your portfolio as a store of wealth and has outlasted the world’s currencies. By starting a Gold IRA, you are making gold a part of your lifestyle.

#1. Regal Assets

Regal Assets - Alternative Assets IRA

Regal Assets is a premier precious metals company that has done over a hundred million in retirement account transfers for clients worldwide.

Regal Assets is an official member of the Forbes Finance Council and maintains an A+ rating with the BBB.

Their experienced customer service staff is far superior to other precious metals dealers. They are willing to answer all questions and provide clarity without being pushy or aggressive.

Why Invest With Regal Assets?

  • The highest rating profile in the precious metals industry for 10 years in a row.
  • Offers the option of storing precious metals overseas in places like Dubai or Singapore without taxes or penalties.
  • First company in the entire industry to offer a live videotape of when the client’s metals arrive at the depository for retirement accounts.
  • Guarantees 7-day shipping for direct purchases to give the client peace of mind of their transaction.
  • Featured in Forbes, Smart Money, and The Huffington Post.
  • Maintains an A+ rating with the Better Business Bureau, AAA rating from the Business Consumer Alliance and is ranked #20 by INC 500.

Summary: Regal Assets is a premier precious metals dealer with an excellent customer support team. For retirees, they have developed a robust platform for long-term precious metals investments.

REMEMBER: If you are investing more than $10,000, Regal Assets will cover the setup fees and storage charges for the first year.

Regal Assets Company Information

Address: 280 South Beverly Drive, 5th Floor Beverly Hills, CA 90212

Country: USA

Phone: +1 (833) 863-2020 

International: 001-833-863-2020

Website: regalassets.com

Free Gold Kit: regalassets.com/freegoldkit

BBB Rating Regal Assets
Logo for BCA AAA
Badge for Forbes Investment Guide
INC 500 Featured Company Logo

Regal Assets is a proud member of the BBB and BCA and holds the highest rating a company can obtain from the BBB and BCA. Regal Assets has been a featured member of the BCA due to its high level of customer service. With a 5 star out of 5-star customer service review and over 711 reviews, Regal Assets has earned a preferred membership status with TrustLink. Inc. Magazine has ranked Regal Assets No. 20 in the United States for financial services landing Regal Assets on the Inc. Magazine 500 List, an exclusive ranking of the nation’s fastest-growing private companies. As an industry leader, Regal Assets has attracted the support and business of prominent figures and celebrities including Alan Thicke, Dennis Miller, Laura Ingraham, Jerry Doyle, Lars Larson, and Alan Colmes. Regal Assets has been featured in Smart Money, Forbes, Market Watch, Reuters, The Street, And the Hollywood Reporter.

Disclosure: The owners of this website may be paid for sales or leads generated from recommendations or links to various investment opportunities. We strongly recommend seeking the advice of your financial advisor before making any investment.

“I view gold as a currency, not a commodity. It’s importance as a currency will continue to increase as the major central banks around the world continue to print money.” – John Paulson, Founder, Paulson & Co

Navigation

#2. GoldCo

GoldCo Logo

GoldCo specializes in helping its clients diversify their IRA, 401(k), TSP or other qualified retirement accounts into gold, and silver protecting them from runaway inflation, future stock market crashes, and government debt.

GoldCo provides expert “white glove service” from start to finish for precious metals IRA and non-IRA transactions.

First-year fees are waived for orders over $50,000. You also get 5% back in free metals on any qualified order over $50,000.

The company has strategic partnerships with the most experienced and reliable custodians and depositories. They are willing to provide personalized service for every client they take on.

Why Invest With GoldCo?

  • With a Goldco® Self-Directed IRA account, you can invest in gold just like stocks or bonds in a conventional IRA.
  • GoldCo uses Equity Trust Company as its custodian for precious metals accounts.
  • When you open a Goldco Precious Metals IRA, your gold, silver and other precious metals are transferred to a secure vault in an IRS-approved depository.
  • Provides free storage for non-IRA transactions.
  • Maintains an A+ rating with the Better Business Bureau and 5-star ratings on consumer trust sites like Consumer Affairs, Trustlink, and TrustPilot.

Summary: Customer service is where Goldco really shines! GoldCo promises personalized attention for every client they take on and is one of the leading precious metals dealers in the country.

REMEMBER: Once funds are received into the account, the customer will speak with their Account Executive to choose the metals to be purchased and held in the IRA. The precious metals will be placed directly into the account at the customers chosen depository for storage within a few days, or 3-4 weeks if they need to be ordered.

GoldCo Company Information

Address: 21215 Burbank Blvd #600, Woodland Hills, CA 91367

Country: USA

Phone: +1 (844) 515-4982

International: 001-844-515-4982

Website: goldco.com

Free Gold IRA Guide: goldco.com/freegoldiraguide

BBB Rating
Trustpilot Logo
Trustlink

Disclaimer: There is no assurance that commodities, i.e. precious metals, will achieve their objectives. Return and principal value will fluctuate and your portfolio, when redeemed, may be worth more or less than the original cost. No statement, presentation, article, or any other communication available in this material is to be construed as a recommendation to purchase or sell a security or service, or to provide investment, legal, accounting or tax advice. Customers should carefully read sales literature prospectuses, and/or other offering documents, when available, before making purchases. They should carefully consider all risks and/or considerations contained in the documents. Customers should understand that all purchases have some degree of risk. If seeking advice, customers are responsible for providing accurate information about their financial status, goals, and risk tolerance to ensure that appropriate recommendations are provided.

Disclosure: The owners of this website may be paid to recommend Goldco Direct. The content on this website, including any positive reviews of Goldco Direct and other reviews, may not be neutral or independent.

“Gold maintains its intrinsic value better than anything else on Earth” – Steve Forbes, CEO of Forbes, Inc.

Navigation

#3. Birch Gold Group

Birch Gold Group

Birch Gold Group has been in business since 2003 and is a leading dealer of precious metals and precious metal IRAs in the United States. They have a team of experienced professionals, wealth managers, financial advisors, and commodity brokers to help customers diversify their portfolios with gold, silver, platinum, and palladium.

With Birch Gold, you have a Precious Metals Specialist assigned to you to help make the entire purchase process smooth and simple.

Why Invest With Birch Gold Group?

  • Excellent and attentive service from start to finish.
  • You are matched with a personal precious metals specialist 1-to-1 who will get to know you and your specific needs and goals.
  • Endorsed by Ben Shapiro, host of the Ben Shapiro Show and Editor-in-Chief of The Daily Wire.
  • Decades of combined experience, including past positions with Citigroup, Dun & Bradstreet, and IBM.
  • Maintains an A+ rating with the Better Business Bureau, an AAA rating from the Business Consumer Alliance and 5-star ratings on Consumer Affairs and GoldDealerReviews.com

Summary: The people at Birch Gold Group are very easy to work with. They are one of the best and most experienced precious metals dealers in the country. They have good ratings across the board and a very knowledgeable customer support team.

Birch Gold Group Company Information

Address: 3500 West Olive Avenue #730, Burbank, California 91505

Country: USA

Phone: +1 (800) 355-2116

International: 001-800-355-2116

Website: birchgold.com

“The desire of gold is not for gold. It is for the means of freedom and benefit.” – Ralph Waldo Emerson

Navigation

#4. American Bullion

American Bullion Logo

American Bullion is a pioneer in bringing the original Gold IRA into existence. They are still leading retirement investors by teaching them how to build and protect their hard-earned assets. The company helps clients transfer existing IRAs or 401ks into a physical gold IRA, hassle-free.

American Bullion is a U.S. Mint Dealer since 2010, and also a Royal Canadian Mint Registered Bullion DNA Dealer. They are a member of the American Numismatic Association (ANA), as well as ICTA, PCGS, NGC and more. The company was selected as the “Bullion Dealer Of The Year” in 2017 with a special reward as “The Gold Retirement Specialists”.

Why Invest With American Bullion?

  • Delivers millions of dollars’ worth of gold and silver monthly to clients.
  • Carries all U.S. and European pre-1933 coins, as well as modern gold and silver bullion.
  • Offers a wide array of precious metal coins and bars for sale, insured and delivered to your chosen location.
  • Works with the Delaware Depository to ensure compliance with IRS requirements.
  • Maintains a $1 billion policy in all-risk precious metals insurance underwritten by Lloyds of London.

Summary: American Bullion is a proven Gold IRA specialist that takes great pride in its customer service. They are a leader in adding precious metals to individual retirement accounts.

REMEMBER: Rollovers require approximately 10-15 business days to complete. The process is dependent on your current IRA or 401(k) custodian and their procedures for releasing your funds.

American Bullion Company Information

Address: 12301 Wilshire Boulevard Suite 305, Los Angeles, CA 90025

Country: USA

Phone: +1 (888) 987-6318

International: 001-888-987-6318

Website: americanbullion.com

Free Gold Guide: americanbullion.com/freegoldguide

BBB Rating - American Bullion
American Numismati Association
Professional Coin Grading Service Authorized Dealer
Industry Council For Intangible Assets

Risk Disclosure: Purchasing precious metals in bullion bars, coins, proof coins, and numismatic coins involves a degree of risk that should be carefully evaluated prior to investing any funds in a Gold IRA or making a cash purchase. American Bullion and its agents are not registered or licensed by any government agencies. American Bullion is not a financial advisor or tax advisor. Past performance is not indicative of future results. Investors should do their due diligence before committing any money to purchase gold and other precious metals. If you have additional questions, please contact American Bullion.

Disclaimer: The owner of this website may be paid to recommend American Bullion. The content of this website, including the positive review of American Bullion, the negative review of its competitors, and any other information may not be independent or neutral.

“People view gold as emotional, but when they demythologize it, when they look at it for what it is and the opportunity it represents, they’re going to say, ‘We really should own some of that.’ The question will then change to ‘Where do we get the gold?’” – Thomas Kaplan, Chairman, The Electrum Group LLC

Navigation

#5. GoldSilver

GoldSilver Logo White

Founded by Mike Maloney in 2005, GoldSilver is a globally renowned gold and silver bullion dealer serving every region of the world.

GoldSilver sells precious metals in all forms including bars, bullion, and jewelry. They have many resources for those who want to learn more about the industry.

GoldSilver is a great option if your current 401k or IRA custodian doesn’t allow physical precious metals. With GoldSilver, investors are able to rollover their existing 401 or IRA and buy physical gold and silver bullion. If your IRA is one of your primary investment vehicles, your gold and silver can grow tax-free within it.

Why Invest With GoldSilver?

  • GoldSilver is a worldwide leader in educating investors on gold and silver.
  • Simplified 4-step self-directed gold IRA rollover process.
  • 100% allocated and segregated private vault storage and insurance operated by Brinks.
  • Gold and silver bullion ships in nondescript packaging.
  • International shipping is available for every country in the world.

Summary: GoldSilver is a first-class precious metals company to work with. They have excellent customer support and a large selection of bars and bullion to choose from (in addition to jewelry). To place a gold IRA or silver IRA order contact a sales representative at GoldSilver.

GoldSilver Company Information

Address: 909 3rd Avenue #8525 New York, NY 10150

Country: USA

Phone: +1 (888) 319-8166

International: 001-888-319-8166

Website: goldsilver.com

“Gold is poised to complete its 11th consecutive annual gain, the longest winning streak in at least nine decades, on the brink of a bear market.” – Eric Mindich, CEO, Eton Park Capital Management

Navigation

#6. GoldBroker

GoldBroker.com - Gold & Silver Bullion Dealer

GoldBroker is an investment platform for buying gold and silver bullion. Customers can store bullion in private vaults located in New York, Toronto, Zurich, and Switzerland.

On their website and mobile app, customers can buy gold bars, gold coins, silver bars, silver coins, palladium bars, and platinum bars.

Why Invest With GoldBroker?

  • Only deals bullion that is at least 99.5% pure and certified by the London Bullion Market Association (LBMA)
  • Through UPS insured shipping services, gold and silver bullion can be shipped to any U.S. domestic address and to France.
  • Precious metals are stored by Malca-Amit in fully insured vaults with a certificate of ownership under your name.
  • Vaults are located in free-trade zones so no duties or taxes apply.
  • Bullion can be withdrawn in person from your personal vault at any time with an appointment 48 hours in advance.

Summary: GoldBroker is an excellent precious metals dealer for purchasing gold and silver. After purchasing bullion a storage account is opened in your name only, so your assets are protected in all scenarios.

REMEMBER: To place an order with GoldBroker you must first submit a copy of your passport and proof of address for identity verification. The minimum investment amount for an order is $10,000.

GoldBroker Company Information

Address: 32, Level 3, Regent House Bisazza Street SLM 1640 Sliema

Country: Malta

Phone: +1 (800) 780-0350

International: 001-800-780-0350

Website: goldbroker.com

“We’re looking now at what the world financial system is going to do with all this money that was printed during the financial crisis, if there’s continued inflation, we’ll see a global trend for raw materials and gold is not an exception. I’m optimistic that the gold price will stay at the same price or higher.” – Mikhail Prokhorov, Owner, ONEXIM Group

Navigation

#7. Goldmoney

Goldmoney Logo

Goldmoney is the world’s most trusted name in precious metals. The company provides industry-leading security for your vaulted and insured precious metals. You receive a personal Relationship Manager upon opening a holding. You can reach this person anytime via phone, live chat, email, and a secure message from your holding account.

Goldmoney offers both IRA and SIPP accounts for deferring tax exposure. A holding can be owned by either an individual, joint owner, corporation, or trust.

Why Invest With Goldmoney?

  • Access to the world’s leading precious metals research.
  • Goldmoney segregates, fully-reserves (1:1), and stores your precious metals in insured vaults around the world.
  • Offers the lowest possible prices for dealing and storage with the highest level of security and transparency.
  • Precious metals are redeemable in bullion bars at vaults, or in a selection of coins and bars that are shipped to clients via SchiffGold.
  • Goldmoney clients have access to gold transfers and multi-currency accounts in up to nine currencies.

Summary: A Goldmoney Holding is a great way to buy precious metals at market prices. Your gold is owned in your name and stored within insured vaults.

REMEMBER: There is no minimum purchase amount and a holding only takes a few minutes to set up.

Goldmoney Company Information

Address: 38 Avenue Road Toronto, Ontario M5R 2G2 

Country: Canada

Phone: +1 (855) 593-3289

International: 001-855-593-3289

Website: goldmoney.com

Navigation

“Gold and silver are money… Everything else is credit.” – J.P. Morgan, Founder, J.P. Morgan & Co.

Frequently Asked Questions (FAQ)

Yes, you can invest your retirement account into precious metals with a self-directed IRA account.

Using your existing 401k or IRA, it is possible to rollover your funds into a Precious Metals IRA or Gold IRA. If the process is unclear, you may call your preferred custodian with any questions you may have.

Eligible retirement accounts that can be used to invest in precious metals include:

  • 401(k)
  • 403(b)
  • Roth IRA
  • Traditional IRA
  • SEP IRA
  • SIMPLE IRA
  • Pension plans
  • Various annuity plans
  • TSP (Thrift Savings Plans)

(Source: https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-iras-investments)

Historically, Gold is known as one of the most valuable precious metals known to mankind and has been used as money for thousands of years. Gold and metalsmithing are largely responsible for the invention of coinage, which was minted by King Croesus of Lydia, the Greeks, Romans and countless civilizations as fair currency.

Gold is an intrinsically low-risk asset and possesses value during all types of economic conditions and financial crises.

Gold has seen growth in value ever since the United States moved away from the Bretton Woods system in 1944 and The Gold Standard in 1971.

Investors often prefer Gold as a long-term hedge against inflation to diversify their portfolio.

In recent times, Gold is known as a dependable alternative asset held by many billionaires and governments worldwide. Within a tax-advantaged IRA, gold is virtually weatherproof for any economic environment. Gold is simply a smart investment.

A Gold IRA is a type of Individual Retirement Account (IRA) in which an investor can own physical gold, silver, platinum, palladium and other hard precious metals. These accounts are typically called "self-directed" or "alternative asset" IRAs.

Furthermore, a Gold IRA rollover is the process of moving over funds from a 401k or employer-sponsored IRA into a tax-advantaged physical precious metals account.

One can rollover any type of eligible retirement account into a Gold IRA including:

  • 401(k)
  • 403(b)
  • Roth IRA
  • Traditional IRA
  • SEP IRA
  • SIMPLE IRA
  • Pension plans
  • Various annuity plans
  • TSP (Thrift Savings Plans)

Minimum investment amounts for IRA accounts range from $5,000 to $10,000. Fees range depending on how much you are willing to invest and the custodian you decide to do business with.

A rollover gives investors a wide range of investment options within alternative assets and minimizes the risk level of cash, stocks, bonds, CDs, ETFs, and mutual funds.

Within a Gold IRA the precious metals in your IRA must meet a minimum fineness as required by the IRS.

Investors have the option of purchasing and storing the following precious metals:

  • Gold - .995
  • Silver - .999
  • Platinum - .9995
  • Palladium - .9995

You typically have the option of choosing between bullion and bars, although coins and jewelry can usually be included. Gold is the most commonly purchased out of all types of precious metals.

The majority of 401k plans and IRAs do not allow individuals to directly purchase physical gold bullion or bars in their retirement accounts.

Most individuals with a typical 401k or IRA will need to rollover their existing retirement account into a self-directed Gold IRA if they want to purchase physical precious metals within a tax-advantaged IRA account.

The most commonly purchased types of physical gold bullion include:

Within a Gold IRA, investors also have the option of owning gold, silver, platinum, and palladium bullion and bars.

Gold is considered to be a safe haven alternative asset in times of political or economic uncertainty.

One can not completely eliminate risk, however, through proper research and a thorough understanding of investing and precious metals, it is possible to reach the financial goals you set for yourself. Like any other asset, timing the market is crucial for achieving a good long-term return.

Depending on your IRA custodian, your gold is owned under your name and stored using different methods. Every custodian on this list protects your precious metals with the strictest security rules in a private location and you have access to it anytime you want. We advise that you speak with your custodian for more information on how they secure your precious metals.

  • With Regal Assets, your gold, silver, palladium and platinum bullion and coins are stored in a private and secure facility monitored 24 hours a day, 7 days a week, 365 days a year. Regal Assets provides segregated vault storage with a private, fully insured third-party custodian. You have the option of choosing between over 100 vault locations for storage. If you are purchasing precious metals outside of a retirement account, Regal offers a wide selection of metals storage options through Brinks. Read more.
  • With GoldCo, your gold, silver and other precious metals are transferred to a secure vault in an IRS-approved depository. Precious metals storage options: DDSC is preferred -- $100 for non-segregated (recommended); Brinks Salt Lake City -- $100 for non-segregated; IDS Texas -- $150, offers segregated only. Read more.
  • With American Bullion, the gold you add to your IRA is sent to the Delaware Depository Service Company (DDSC), and it is stored either in a segregated or non-segregated account of your choice. If you choose to have a segregated account, the specific gold coins you buy are stored separately from the coins other investors buy, and when you take physical distributions after retirement, you will receive those exact same coins back. In non-segregated accounts, the metals are commingled in your custodian’s private section and are sorted by type. Read more.
  • With GoldSilver, your precious metals are stored in your name in a 100% allocated and segregated guarded, private Class 3 vault provided by Brinks. This vault is fully insured and only you are designated as the sole owner. With the GoldSilver app, you can monitor your portfolio in real-time and buy, sell, transfer or take delivery of your precious metals 24 hours a day. Vault locations are in Salt Lake City, Utah, Hong Kong, Singapore and Toronto, Canada. Read more.
  • With GoldBroker, you are given an alternative solution for investment and storage of your bullion that eliminates all risks associated with having intermediaries. Your precious metals are kept in professional storage units managed by Malca-Amit, a private operator independent of the international banking system. A storage certificate is issued under your name and must be in possession to physically redeem your precious metals from the vault. Private vault facilities are located internationally in regions including New York, Toronto, Singapore, and Switzerland. Read more.
  • With Goldmoney, all precious metals are allocated and stored in secure, fully insured vaults in Canada, Hong Kong, Singapore, Switzerland, the U.S., and the U.K. All vaults are operated by leading private vault operators, including VIA MAT, Brink’s, G4S, Malca-Amit, Rhenus Logistics, and the Royal Canadian Mint. Read more.

Feel free to reach out to your preferred custodian if you have more questions regarding the storage of your precious metals.

Gold will never lose all of its value.

Gold is a chemical element (Au) with an atomic number of 79. As a metal, Gold has uses in computers, machinery, satellites, coinage, jewelry, art, antiques, silverware, and even cuisine.

A well-diversified investment portfolio typically contains gold as it hedges well against stocks and bonds. The long appreciated precious metal will maintain value in all-weather scenarios and carries intrinsic value for humans and animals alike.

Your precious metals IRA is completely private, so the IRS is not concerned with what is inside of your IRA, only the value of it.

If you have a Gold Roth IRA, you might not have to pay taxes upon withdrawal or liquidation.

If you invest your IRA in collectibles, the amount invested is considered distributed in the year invested and you may have to pay a 10% additional tax on early distributions.

Source: https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-iras-investments

Investors who want to be in physical possession of the gold within their IRA can request to have their precious metals shipped to them from any region of the globe.

Have a conversation with your Gold IRA custodian to know more about how this can be done.

shares