How To Open A Bitcoin IRA

Investors located in the United States with an existing 401k or IRA can decide to rollover their retirement account into a self-directed bitcoin IRA for retirement. Select and choose one of the best bitcoin IRA companies to get started today.

Bitcoin IRA

Bitcoin IRA logo - square

The Official Platform For Bitcoin In Retirement Accounts

 

Regal Assets

Regal Assets - The #1 Rated Metals And Crypto IRA Company

The #1 Rated Metals And Crypto IRA Company

BitIRA

BitIRA Logo - Cryptocurrency IRA Investment Company

The Cold Storage Solution For Retirement Accounts


Last Update August 22nd, 2021.
 A bitcoin IRA is one of the simplest ways to securely invest in bitcoin and many other cryptocurrencies for the long term.

With a bitcoin IRA, investors will find a wide range of cryptocurrencies that can be kept inside of a portfolio and be insured for the lifetime of the investment.

Top Rated Bitcoin IRA Companies

 CompanyHeadquartersPhoneMinimum Investment
Regal Assets Icon

Regal Assets

Beverly Hills, CA(833) 863-2020$10,000
Bit IRA icon
BitIRA

Burbank, CA(877) 465-2950$20,000
Bitcoin IRA icon
Bitcoin IRA

Sherman Oaks, CA(818) 381-0254$3,000

Disclosure: The owners of this website may be paid for sales or leads generated from recommendations or links to various investment opportunities. We strongly recommend seeking the advice of your financial adviser before making any investment.

What You Need To Know About Opening A Self-Directed Bitcoin IRA

An Introduction To The Bitcoin IRA Cover Photo

A bitcoin IRA is a self-directed tax-advantaged retirement plan in the United States that gives investors a solid method for investing in the cryptocurrency market with a retirement account.

  • A bitcoin IRA is the same as any other individual retirement account (IRA), only instead of holding paper assets, a bitcoin IRA holds digital currencies.
  • Many investors desire a retirement plan that provides diversification in the event of inflation. A self-directed bitcoin IRA is recommended if you understand how alternative assets provide diversification and want to have full control of your retirement and future plans.
  • Bitcoin is considered to be an alternative asset by the IRS much like gold or oil. Most advisors recommend a range of 6 to 25 percent of a client's portfolio in alternative assets.

Watch the webinar below to learn more about the surprising benefits of adding bitcoin to your individual retirement account (IRA).

"Did You Know? A $200 INVESTMENT IN BITCOIN IN 2011 WOULD BE WORTH $1,450,604 USD TODAY!"

What Cryptocurrencies Can I Store Within A Self-Directed Bitcoin IRA?

A bitcoin IRA, also known as a cryptocurrency IRA, gives investors the opportunity to invest in popular cryptocurrencies within a self-directed retirement account. Popular cryptocurrencies for investors include those with large market capitalization, a strong community, and a healthy developer core.

The following is a selection of the cryptocurrencies that can be kept inside of a self-directed bitcoin IRA.

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • Litecoin (LTC)
  • Bitcoin Cash (BCH)
  • Ripple (XRP)
  • Dash (DASH)
  • Stellar Lumens (XLM)
  • Monero (XMR)
  • Ethereum Classic (ETC)
  • Zcash (ZEC)
  • Cardano (ADA)

Retirement Accounts That Are Eligible For A Bitcoin IRA Rollover

The following types of retirement accounts are eligible for rollover into a self-directed bitcoin individual retirement account. If you don't know what type of retirement account you have right now, have a talk with your employer or speak with a reliable bitcoin IRA company who can help you out directly over the phone.

  • 401(k)
  • 403(b)
  • Roth IRA
  • Traditional IRA
  • SEP IRA
  • SIMPLE IRA
  • Pension plans
  • Various annuity plans
  • TSP (Thrift Savings Plans)

Get in touch with a reliable bitcoin IRA company that can help you begin the IRA rollover today. Company contact information can be found within the table below.

Top Rated Bitcoin IRA Companies

 CompanyHeadquartersPhoneMinimum Investment
Regal Assets Icon

Regal Assets

Beverly Hills, CA(833) 863-2020$10,000
Bit IRA icon
BitIRA

Burbank, CA(877) 465-2950$20,000
Bitcoin IRA icon
Bitcoin IRA

Sherman Oaks, CA(818) 381-0254$3,000

Contribution Limits

If you are under the age of 50, you can contribute up to $6,000 a year. This limit increases to $7,000 annually once you turn 50 years of age.

Insurance

Most bitcoin IRA custodians offer end-to-end insurance of digital assets and private keys. Some of the typical insurance providers include BitGo Trust and their insurance provider Lloyd's of London.

Storage And Security

Cryptocurrency private keys are secured within a multi-signature cold storage wallet and are oftentimes kept inside of a vault with armed guards and 24-hour surveillance.

Fees

Typically, a rollover includes a one-time service fee. This fee depends on the custodian terms and the account type that you are rolling over from.

Why You Should Invest In A Bitcoin IRA

Self Trade Crypto In Your IRA or 401k
Bitcoin IRA, based in Sherman Oaks, CA, offers a unique way to securely hold a cryptoasset portfolio.

A self-directed bitcoin IRA is legally structured as a traditional or Roth IRA and gives investors full control of their cryptocurrency assets.

Since digital currencies are considered to be capital assets, holding them within a tax-advantaged retirement account is ideal for long-term growth and diversification.

The best bitcoin IRA companies offer self-service (for example Bitcoin IRA). We recommend going with a reliable company that knows how to store, secure and insure your bitcoin and other cryptocurrencies inside of a tax-advantaged retirement account.

Hiring A Bitcoin IRA Company

Choosing the right company for your bitcoin IRA requires due diligence to properly research the company, including its reputation, customer service, and fees.

The following questions should be asked before deciding on a bitcoin IRA company that is suitable for your needs:

  • Are they accredited with the BBB (Better Business Bureau)?
  • How many years of experience do they have?
  • In case of a physical disaster or emergency, how can I access my funds?
  • What kind of asset preservation program do they have?
  • Will you have your own representative or hotline should any questions arise?
  • What are other people saying about the company in reviews on the Internet?

A good bitcoin IRA company will minimize the risks involved with opening an account and alleviate any concerns you may have.

If you have a specific question regarding opening a bitcoin IRA, give your favorite company a call directly so they can answer it for you over the phone.

Bitcoin IRA Rollover Summary

1. Fill out an account application

2. The account is established within 24-48 hours

3. Receipt of the signed transfer request by both custodians

4. Fund your account

5. Put your wallet in cold storage

“Three eras of currency: Commodity based, e.g. Gold. Politically based, e.g. Dollar. Math based, e.g. Bitcoin.” - Chris Dixon, Co-Founder of Hunch

Recap Of The Best Bitcoin IRA Companies For Seasoned Investors

A bitcoin IRA gives retirement account holders the ability to invest in bitcoin among other popular cryptocurrencies within a self-directed IRA.

It is a good idea to read reviews and consult a qualified professional that can guide you with any questions you might have before making an investment decision.

#1. Regal Assets

Regal Assets Logo - Start A Crypto And Precious Metals IRA
Rating:

Website:regalassets.com
Phone:(833) 863-2020
Headquarters:Beverly Hills, California
Founded:2010
Minimum:$10,000

Regal Assets is a company well known among investors for its precious metals and gold IRA. Recently they expanded their services to allow cryptocurrency investments. Regal Assets offers two types of IRAs for both precious metals and cryptocurrency investors.

The Regal IRA is the world's first Alternative Assets IRA that gives investors the power to invest in both hard assets (precious metals) and digital assets (cryptocurrencies).

The Regal Wallet enables U.S. investors with an IRA the ability to rollover their IRA into bitcoin or any cryptocurrency of their choosing.

Why Invest With Regal Assets?

  • The highest rating profile in the precious metal industry for 10 years in a row.
  • Your crypto investment is safely stored in an impenetrable offshore vault in the case of a physical or natural disaster and secure from computer crashes, malware, spyware or viruses.
  • All cryptocurrency investments are fully insured with the Lloyd’s of London.
  • Featured in Forbes, Smart Money, and The Huffington Post.
  • Maintains an A+ rating with the Better Business Bureau, AAA rating from the Business Consumer Alliance and is ranked #20 by INC 500.

Summary: We recommend the Regal Wallet for the serious investor who is considering a bitcoin IRA rollover. We recommend the Regal IRA for investors who want to invest in both crypto assets and precious metals like gold, silver, platinum, and palladium.

REMEMBER: If you are investing more than $10,000, Regal Assets will cover the account setup and storage fees for the full first year.

Regal AssetsCompany Information
Address:280 South Beverly Drive, 5th Floor Beverly Hills, CA 90212
Country:United States
Phone:+1 (833) 863-2020
International:001-833-863-2020
Website:regalassets.com

"Bitcoin is a techno tour de force." - Bill Gates, Founder Of Microsoft

#2. BitIRA

BitIRA Logo
Rating:

Website:bitira.com
Phone:(877) 465-2950
Headquarters:Burbank, California
Founded:2017
Minimum:$20,000

BitIRA is not only fully IRS-compliant but also offers first-class expertise and full-service support as the world's most secure Digital IRA.

With multi-signature authentication and end-to-end insurance, your BitIRA cold-storage wallet is fully-insured against any cases of hacks, fraud, theft, and mistakes.

Why Invest With BitIRA?

  • Fully compliant with the Cryptocurrency Security Standards (CCSS).
  • Your cryptocurrency assets are fully insured against any cases of hacks, fraud, theft, and mistakes, and are housed inside Class III vaults at a state-of-the-art depository, with UL & ULC-rated, multi-redundant security systems, and protected by armed guards around the clock.
  • Each investor has their own personal, encrypted cold storage hardware device that can only be accessed through multi-signature security.
  • Voluntarily registered as an MSB (money services business) with the Financial Crimes Enforcement Network (FinCEN), a branch of the U.S. Department of Treasury.
  • Featured in The Washington Post, Forbes, CNBC, Brave New Coin, and USA Today.

Summary: BitIRA has developed an ultra-secure way for investors to enjoy tax-deferred growth with digital currencies. We recommend the BitIRA company for serious investors who value security.

REMEMBER: BitIRA is one of the world's most secure digital currency IRAs. Learn how to supercharge your IRA with a free guide.

BitIRACompany Information
Address:3500 West Olive Avenue, Suite #730 Burbank, CA 91505
Country:United States
Phone:+1 (877) 465-2908
Website:bitira.com

"You can't stop things like Bitcoin. It will be everywhere and the world will have to readjust. World governments will have to readjust." - John McAfee, Founder Of McAfee

#3. Bitcoin IRA

Bitcoin IRA Company Logo
Rating:

Website:bitcoinira.com
Phone:(818) 381-0254
Headquarters:Sherman Oaks, California
Founded:2015
Minimum:$3,000

Bitcoin IRA is the first and only full-service solution that gives investors in the United States the option to invest in a self-directed bitcoin IRA account.

The company mission of Bitcoin IRA is to help smart investors achieve their goals by making the complex investment process simpler and safer by being fully transparent and straightforward.

Why Invest With Bitcoin IRA?

  • Protected by a 3-keyed “Cold Storage” IRA wallet exclusive to Bitcoin IRA, powered by BitGo – the leader in multi-signature encryption technology.
  • One-time fee for complete services of setting up your account, rolling over funds, executing the exchange, and securing your funds.
  • Freedom to choose your portfolio % between Bitcoin, Bitcoin Cash, Ethereum, Ethereum Classic, Litecoin, Ripple, ZCash, Stellar Lumens and more.
  • Investment is licensed, bonded and fully insured for up to $1 million dollars with the Lloyds of London.
  • Featured in Forbes, Barrons, Coindesk, CNBC, and the Wall Street Journal.

Summary: Bitcoin IRA is a one-of-a-kind investment portfolio. Not only do you get to decide what you want in your custom portfolio, but also you will have a specialist to walk you through it every step of the way.

REMEMBER: Bitcoin IRA has only a $3,000 minimum investment requirement.

Bitcoin IRACompany Information
Address:15303 Ventura Boulevard, Suite #1060 Sherman Oaks, CA 91403
Country:United States
Phone:+1 (818) 381-0254
Website:bitcoinira.com

“I do think Bitcoin is the first encrypted money that has the potential to do something like change the world." - Peter Thiel, Co-Founder of PayPal

What Is Bitcoin?

Bitcoin symbol and icon

Bitcoin is a decentralized peer-to-peer cryptographically secure currency that has similar attributes to gold with improved fungibility, divisibility, and portability. Bitcoin is a global currency and works the same in every country around the world.

The bitcoin stock symbol (BTC) is the same everywhere. Bitcoin is essentially "free market" money in the sense that it has purchasing power in its own unique way. Bitcoin is a purely peer-to-peer version of electronic cash which allows online payments to be sent directly from one party to another without going through a financial institution.

A good bitcoin IRA company can help individuals digitally secure their cryptocurrency inside of an insured cold storage wallet with a trustworthy custodian.

Check out the original Bitcoin whitepaper by Satoshi Nakamoto if you would like to learn more about the fundamentals of bitcoin and blockchain technology.

Facts About Bitcoin

  • The supply is limited. Only 21 million bitcoin can ever be mined.
  • As of 2021, there are over 75 million bitcoin wallets.
  • Similar to gold, bitcoin's value is not centered around a credit system and tends to move opposite to stocks & bonds.
  • There are over 20,000+ bitcoin ATMs worldwide today.
  • Has the potential to be used as money and be accepted by businesses worldwide.

How Safe Is Bitcoin?

Convert 401k or IRA to bitcoin today

Due to blockchain and cryptography, bitcoin is decentralized and has an immutable database. With little to no transaction fees, no debt, and the ability to receive your payments within seconds, bitcoin is disrupting the way we use financial services today.

Because bitcoin is a decentralized currency, it allows anyone with an Internet connection to accept a secure digital transfer of value from anyone else in the world instantly. In effect, instead of needing to send your money through a remittance service like Western Union or a third party such as a bank or even PayPal, bitcoin works as a personal banking system and is uniquely peer-to-peer.

The potential of bitcoin to shape the global economy is immense. The currency has the potential to take on the remittance market and make it easier for people to send and receive money globally.

Bitcoin is also instantly convertible. So, if a traveler visiting the islands of Japan runs out of Yen, they can efficiently convert their bitcoin to their local fiat currency within seconds.

Is Bitcoin Cryptographically Secure?

Bitcoin is the world's first digital currency that is cryptographically backed by the blockchain. Its main purpose is to serve as a store of value and introduce Blockchain as a technology to the rest of the world.

A great number of people flock to bitcoin because it serves a simple purpose as a store of value and functionality to be able to send and receive it as "money". For this reason, many investors find storing their cryptocurrency assets inside of a self-directed bitcoin IRA to be a secure and fundamentally sound option for them.

What Is Bitcoin Worth?

Bitcoin has already helped people during inflation. In Greece and in Cyprus, bitcoin was used as a store of value and wealth transfer between individuals, similar to how gold performed during the fall of the Roman empire and leading up to the French Revolution.

In unbanked and underbanked regions of the world, there are people who are able to prosper in a decentralized economy and completely skip ownership of money held inside of a bank thanks to digital currencies such as bitcoin. Consider bitcoin to be your own trustworthy personal banking system akin to a Swiss bank account.

If the free market – which is made up of all of the bitcoin users around the world – decided that the new bitcoin price should not be $250, but $10,000, no authority can say this can not happen.

Why You Should Invest In Bitcoin Today

Bitcoin IRA for retirement portfolio

Here at Smart Bitcoin Investments, we understand the history of money and the fundamentals of economics. We also understand the importance of protecting your family’s hard-earned investments (and peace of mind) in the case of inflation and for retirement.

Over the past 50 years, everyday consumers went from using cash to pay for goods and services to using bank and credit cards. Mobile payments are the next evolutionary step, but they are usually linked to a bank account for facilitating transactions that are now being innovated by blockchain. Bitcoin is a cryptographically secured digital currency that is disrupting the financial services industry with its blockchain technology. If the free market – which is made up of all of the bitcoin users around the world – decided that the new bitcoin price should not be $250, but $10,000, no authority can say this can not happen.